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If the debtor owns land or buildings then the Court can impose a charge on the debtor's property to secure payment of the sum that is due. The charging order is registered at HM Land Registry, and whilst this itself does not enforce payment, the charge does in many cases persuade the debtor to acknowledge the debt and commence repayments. The charge should secure that the debt is eventually repaid when the property is sold (providing there is sufficient equity after any prior charges have been paid), or if/when the debtor attempts to remortgage the property or obtain a loan secured on the property.
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